![]() ![]() While myAutoLoan is a loan aggregator, M&T Bank is a direct lender offering auto loans to borrowers. Autopay offers more flexibility around loan amounts, with a minimum of $2,500 and a max of $100,000, compared to myAutoLoan's minimum of $8,000 for auto purchases. Both options are good for people with low credit scores, as they offer options for borrowers with less-than-perfect credit. Both myAutoLoan and Autopay do soft credit checks that will not affect your credit score when you prequalify and only do hard pulls when applicants decide to move forward with a loan. Much like myAutoLoan, Autopay is a loan aggregator that works with a number of lenders to provide competitive rates on auto loans. Choose a vehicle no more than 10 years old with under 125,000 miles.Have gross annual earnings of at least $18,000 for auto refinancing. ![]()
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